Học từ vựng theo chủ đề vừa đơn giản, vừa dễ nhớ. Các mảng từ vựng TOEIC bám sát theo các đề thi, giúp người học tiếng Anh xây dựng được nền tảng từ vựng cho bản thân. Tiếp theo của phần 1, phần 2 sẽ là mảng từ vựng về Fiancance and Banking.
Từ vựng trong mảng Finance and Banking
1. Accounts payable: Accounts payable is an accounting entry that represents an entity’s obligation to pay off a short – term debt to its creditors (tài khoản nợ phải trả)
2. Account holder: Individual or entity which is authorized to perform transactions on behalf of an account, such as bank account (chủ tài khoản)
3. Amortize: to reduce a debt by paying small regular amounts (khấu hao)
Ví dụ: The value of the machine is amortized over its estimated useful life
4. Bond: An official paper given by the government or a company to show that you have lent them money that they will pay back to you at a particular interest rate (trái phiếu)
Ví dụ: I invested some money in savings bonds
5. Bankrupt: Unable to pay what you owe, and having had control of your financial matters given, by a law court, to a person who sells your property to pay your debts (phá sản)
6. Capital: Money and possessions, especially a large amount of money used for producing more wealth or for starting a new business (nguồn vốn)
Ví dụ: The central bank has announced controls on capital outflows.
7. Deposit: To put something valuable, especially money in a bank or safe (tiền gửi)
Ví dụ: I deposited $1000 in my account this morning
8. Shareholder: A person who owns shares in a company and therefore gets part of the company’s profits and the right to vote on how company is controlled (cổ đông)
Ví dụ: The company secretary has written to all the shareholders to apologize for the mistake.
9. Dividend: The profit of a company that is paid to the people who own shares in it (cổ tức)
Ví dụ: It was a smart move that’s paying serious dividends.
10. Liquidity: The fact of being able to change into cash easily (thanh khoản)
Ví dụ: The business no longer has sufficient liquidity to meet its operational needs.
11. Withdraw: To take or move out or back, or to remove (rút tiền)
Ví dụ: With a certificate of deposit, a person agrees not to withdraw the money for the certain period of time.
12. Dispenser: A machine or container that you can get something from (máy tút tiền)
Money dispenser
13. Cheque account: Or current account (tài khoản hiện hành)
14. Financial: Relating to money or how money is managed (tài chính)
Ví dụ: She organizes her financial affairs very efficiently.
15. Financial institution: A company that provides financial services, for example, a bank, an insurance company, or an invested fund (cơ quan tài chính)
Ví dụ: How to credit unions differ from banks and other financial institutions?
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